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Consumer Checking Accounts


E-Free Checking

No Hassle Account with No Fees

  • $100 minimum to open
  • No monthly service fees
  • Online paperless statements are required
  • Free Mastercard Debit Card
  • Free Online Banking / Mobile Banking
  • Optional Bill Pay
  • Unlimited check writing

Regular Checking

Basic Checking with Monthly Printed Statements

  • $100 minimum to open
  • $6 monthly service fee if balance falls below $500 at any time during the statement cycle*
  • Free Mastercard Debit Card
  • Free Online Banking / Mobile Banking
  • Optional Bill Pay
  • Monthly printed statements with images
  • Unlimited check writing

*If opening deposit is less than $500, first month’s service charge is waived.


60 Plus Checking

For Customers Age 60 and Over with Free Checks and Free Statements

  • $100 minimum to open
  • No monthly service fees
  • Free basic checks (credit given for other check types)
  • Free monthly printed statements with images or electronic statements
  • Free Mastercard Debit Card
  • Free Online Banking / Mobile Banking
  • Optional Bill Pay
  • Unlimited check writing

Now Account

Easy Checking, Easy Interest

  • $100 minimum to open
  • $8 monthly service fee if balance falls below $1,000 at any time during the statement cycle*
  • Free Mastercard Debit Card
  • Free Online Banking / Mobile Banking
  • Optional Bill Pay
  • Free monthly printed statements with images or electronic statements
  • Unlimited check writing
  • Ownership restrictions apply

*If opening deposit is less than $1,000, first month’s service charge is waived.


USA Patriot Act Notice

Important information about procedures for opening a new account:
To help the government fight the funding of terrorism and money laundering, Federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, physical address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license and/or other identifying documents.

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