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Rates
 
Interest Rates & Annual Percentage Yields through:   Wednesday, August 04, 2010


Certificate of Deposits
Products Minimum Opening Deposit Interest Rate APY
91 Day Certificate $1,000.00 .75% .75%
182 Day Certificate $1,000.00 1.15% 1.16%
12 Month Certificate $1,000.00 1.50% 1.51%
18 Month Certificate $   500.00 1.85% 1.87%
24 Month Certificate $1,000.00 1.85% 1.87%
36 Month Certificate $1,000.00 2.10% 2.12%
48 Month Certificate $1,000.00 2.35% 2.38%
 
A penalty may be imposed for early withdrawal. Funds must remain on deposit until maturity or for 1 year to earn APY
 


Savings Accounts
Products Minimum Opening Deposit Interest Rate APY
Statement Savings $100.00 0.25% 0.25%
Christmas Club 1.00% 1.00%
Kid's Club 0.25% 0.25%
Student Savings 0.25% 0.25%
NOW Account $1,000.00 0.15% 0.15%
Health Savings Account 0.50% 0.50%
 
The interest rate and annual percentage yield may change after account opening. Fees can reduce earnings.
 


Money Market Accounts
Products Minimum Opening Deposit Interest Rate APY
Money Market Plus (Personal) $2,500.00 .45% .45%
Money Market Plus (Commercial) $2,500.00 .45% .45%
 
Money Market Investor
$ 2,500.00 - $ 9,999.99 $2,500.00 .45% .45%
$10,000.00 - $24,999.99 $2,500.00 .55% .55%
$25,000.00 - $49,999.99 $2,500.00 .65% .65%
$50,000.00 or more $2,500.00 1.00% 1.00%
 
The interest rate and annual percentage yield may change after account opening. Fees can reduce earnings.
 


IRA Accounts
Products Minimum Opening Deposit Interest Rate APY
18 Month Variable Rate IRA* $100.00 2.00% 2.02%
24 Month Fixed Rate IRA $100.00 2.10% 2.12%
36 Month Fixed Rate IRA $100.00 2.35% 2.37%
48 Month Fixed Rate IRA $100.00 2.35% 2.37%
 
A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening. Funds must remain on deposit until maturity or for 1 year to earn APY

* Interest compounded daily and paid quarterly.
 



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