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Rates
| Interest Rates & Annual Percentage Yields through: Wednesday, July 02, 2008 |
Certificate of Deposits |
| Products |
Minimum Opening Deposit |
Interest Rate |
APY |
| 91 Day Certificate |
$1,000.00 |
1.50% |
1.51% |
| 182 Day Certificate |
$1,000.00 |
2.00% |
2.01% |
| 12 Month Certificate |
$1,000.00 |
2.50% |
2.52% |
| 18 Month Certificate |
$ 500.00 |
2.75% |
2.78% |
| 24 Month Certificate |
$1,000.00 |
2.75% |
2.78% |
| 36 Month Certificate |
$1,000.00 |
2.75% |
2.78% |
| 48 Month Certificate |
$1,000.00 |
2.75% |
2.78% |
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| A penalty may be imposed for early withdrawal. Funds must remain on deposit until maturity or for 1 year to earn APY |
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Savings Accounts |
| Products |
Minimum Opening Deposit |
Interest Rate |
APY |
| Statement Savings |
$100.00 |
0.60% |
0.60% |
| Christmas Club |
|
1.50% |
1.51% |
| Kid's Club |
|
0.60% |
0.60% |
| Vacation Club |
|
1.50% |
1.51% |
| NOW Account |
$1,000.00 |
0.60% |
0.60% |
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| The interest rate and annual percentage yield may change after account opening. Fees can reduce earnings. |
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Money Market Accounts |
| Products |
Minimum Opening Deposit |
Interest Rate |
APY |
| Money Market Plus (Personal) |
$2,500.00 |
1.00% |
1.00% |
| Money Market Plus (Commercial) |
$2,500.00 |
1.00% |
1.00% |
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| Money Market Investor |
| $ 2,500.00 - $ 9,999.99 |
$2,500.00 |
1.00% |
1.00% |
| $10,000.00 - $24,999.99 |
$2,500.00 |
1.50% |
1.51% |
| $25,000.00 - $49,999.99 |
$2,500.00 |
2.00% |
2.01% |
| $50,000.00 or more |
$2,500.00 |
2.50% |
2.52% |
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| The interest rate and annual percentage yield may change after account opening. Fees can reduce earnings. |
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IRA Accounts |
| Products |
Minimum Opening Deposit |
Interest Rate |
APY |
| 18 Month Variable Rate IRA* |
$100.00 |
2.75% |
2.78% |
| 24 Month Fixed Rate IRA |
$100.00 |
2.75% |
2.77% |
| 36 Month Fixed Rate IRA |
$100.00 |
3.00% |
3.03% |
| 48 Month Fixed Rate IRA |
$100.00 |
3.00% |
3.03% |
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A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening. Funds must remain on deposit until maturity or for 1 year to earn APY
* Interest compounded daily and paid quarterly.
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