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Deposit
 
Checking |  Savings |  IRAs |  CDs
 

 

 
Regular Checking
  • $100.00 opening minimum
  • $6.00 monthly fee if balance falls below $500.00
E-Free Checking
  • $100.00 opening minimum
  • No minimum balance requirement
  • Must have a valid email address and enroll in OLB
  • No service charge
  • Will only receive electronic statement
60 + Checking
  • Free personalized checks
  • $100 opening minimum
  • No minimum balance requirement
  • Primary account holder must be age 60 or over
  • Personal use only
  • Limited one account per customer
Now Account
  • $1000.00 minimum balance
  • $8.00 monthly fee if balance falls below $1000.00
  • ownership restrictions apply
 
 
 
Money Market Investor Tiered Account
  • $2500.00 minimum balance
  • Withdrawals and payments to third parties limited to 6 per month
  • $15.00 service charge if the balance falls below the minimum balance requirement of $2500.00
  • If the balance falls below $2500.00, interest will not be paid on the account for the number of days the balance remains under $2500.00
Statement Savings
  • $100.00 opening minimum
  • $2.00 monthly fee if balance falls below $100.00
  • $1.00 fee per debit transaction in excess of 3 per month
Christmas Club
  • No minimum balance
  • Maximum balance $10,000.00
  • $3.00 fee for each withdrawal
Kid’s Club
  • No minimum balance
  • No service charge
  • Age requirement of under 13
Student Savings
  • No minimum balance
  • No service charge
  • Age requirement 13 to 23
 
 
 
Traditional IRA
  • Variable rates and fixed rates available – ask about different terms
Roth IRA
  • Variable rates and fixed rates available – ask about different terms
Simple IRA
  • Savings incentive match plan for employees of small employers (SIMPLE)
HSA
  • Health Savings Account
Substantial penalty for early withdrawal may apply
 
 
91 Day Certificate
  • Penalty for early withdrawal is 30 days loss of interest
182 Day Certificate
  • Penalty for early withdrawal is 91 days loss of interest
12 Month Certificate
  • Penalty for early withdrawal is 91 days loss of interest
36 Month Certificate
  • Penalty for early withdrawal is 91 days loss of interest
18 Month Bumper Rate Certificate
  • May bump rate two times during the term of certificate
  • Penalty for early withdrawal is 91 days loss of interest
24 Month Bumper Rate Certificate
  • May bump rate one time during the term of certificate
  • Penalty for early withdrawal is 91 days loss of interest
48 Month Bumper Rate Certificate
  • May bump rate one time during the term of certificate
  • Penalty for early withdrawal is 91 days loss of interest
60 Month Bumper Rate Certificate
  • May bump rate one time during the term of certificate
  • Penalty for early withdrawal is 182 days loss of interest
Important information about procedures for opening a new account
  • To help the government fight the funding of terrorism and money laundering, Federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, physical address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license and/or other identifying documents.



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