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Deposit
 
Checking |  Savings |  IRAs |  CDs
 
 
Basic Checking
  • $100.00 opening minimum
  • $6.00 monthly fee if balance falls below $500.00
Free Checking
  • $100.00 opening minimum
  • No minimum balance requirement
  • No service charge
  • No check images
Student Checking
  • No minimum balance
  • No service charge
  • Must be full-time student
Now Account
  • $1000.00 minimum balance
  • $8.00 monthly fee if balance falls below $1000.00
  • ownership restrictions apply
 
 
 
Money Market Plus
  • $2500.00 minimum balance
  • Withdrawals and payments to third parties limited to 6 per month
  • $10.00 monthly fee if balance falls below $2500.00
Money Market Investor Tiered Account
  • $2500.00 minimum balance
  • Withdrawals and payments to third parties limited to 6 per month
  • $15.00 service charge if the balance falls below the minimum balance requirement of $2500.00
  • If the balance falls below $2500.00, interest will not be paid on the account for the number of days the balance remains under $2500.00
Statement Savings
  • $100.00 opening minimum
  • $2.00 monthly fee if balance falls below $100.00
  • $1.00 fee per debit transaction in excess of 3 per month
Christmas Club
  • No minimum balance
  • $3.00 fee for each withdrawal
Kid’s Club
  • No minimum balance
  • No service charge
  • Age requirement of under 18
Vacation Club
  • No minimum balance
  • $3.00 fee for each withdrawal
 
 
 
Traditional IRA
  • Variable rates and fixed rates available – ask about different terms
Roth IRA
  • Variable rates and fixed rates available – ask about different terms
Simple IRA
  • Savings incentive match plan for employees of small employers (SIMPLE)
HSA
  • Health Savings Account
Substantial penalty for early withdrawal may apply
 
 
91 Day Certificate
  • Penalty for early withdrawal is 30 days loss of interest
182 Day Certificate
  • Penalty for early withdrawal is 91 days loss of interest
12 Month Certificate
  • Penalty for early withdrawal is 91 days loss of interest
36 Month Certificate
  • Penalty for early withdrawal is 91 days loss of interest
18 Month Bumper Rate Certificate
  • May bump rate two times during the term of certificate
  • Penalty for early withdrawal is 91 days loss of interest
24 Month Bumper Rate Certificate
  • May bump rate one time during the term of certificate
  • Penalty for early withdrawal is 91 days loss of interest
48 Month Bumper Rate Certificate
  • May bump rate one time during the term of certificate
  • Penalty for early withdrawal is 91 days loss of interest
Important information about procedures for opening a new account
  • To help the government fight the funding of terrorism and money laundering, Federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • What this means for you: When you open an account, we will ask for your name, physical address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license and/or other identifying documents.



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